Use the following links for more details.

The Impaired Risk


Whole Life
  • Current Assumption Policies
  • Preferred Nicotine Use
  • Preferred Non-Nicotine Use
  • Issue Ages 0 - 90
  • Minimum Issue $5,000
  • Simplified Issue
  • Issue Ages 20 - 80
    •
    Term Insurance
  • Multiple Companies
  • Extremely competitive rates
  • Re-entry products available
  • Preferred Best and Select Class rates available
  • 5-10-15-20-30 year level term
  • Full and partial guarantees
  • Face amounts as low as $50,000
  • Heaped commissions
    •
    Long Term Care
  • Variable Coverage Periods
  • Variable Elimination Periods
  • Inflation protection
  • Nonforfeiture Benefits
  • Restoration of Benefits
  • Preferred Discounts
  • Spousal Discount

    • All options vary by policy and by carrier.
    See specific carrier promotional material for detail.

    Universal Life
  • Low Cost
  • Issue ages 0 - 90
  • Second to Die UL
  • Non-nicotine and nicotine rates
  • Impaired Risk Underwriting available
  • New and improved Face Amount guarantee
    •
    Annuities
  • Single Premium Immediate
  • Single Premium Deferred - Declared and Indexed
    •
    Disability Income
  • Any legal occupation will be considered
  • Call for software
    •


    This website, and all of its contents here under, are strictly for the use of AGENTS LICENSED WITH Shumate Brokerage Corp. This site is NOT FOR CONSUMER USE. The materials contained in this site are a conglomeration of information made available to Shumate Brokerage Corp. by insurance companies, as well as Shumate Brokerage Corp's analysis and summary of products. The purpose of the information provided on this site is to provide Shumate Brokerage Corp. agents with a quick guide to products available at Shumate Brokerage Corp. While Shumate Brokerage Corp. makes every effort to maintain the accuracy of information provided on this site, Shumate Brokerage Corp. DOES NOT GUARANTEE the accuracy of information provided on this site and is NOT RESPONSIBLE FOR ERRORS AND OMISSIONS. All information should be verified with Shumate Brokerage Corp. by the Agent using this site.
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